Fleet operations can involve costly risks. If your drivers don’t drive safely or your vehicles aren’t properly maintained, you run the risks of accidents, injuries, liability, downtime and more.
There are also insurance related costs, which even self-insured fleets must bear. These costs represent your TCR (Total Cost of Risk), one component of TCO (Total Cost of Ownership).
But what if you could reduce those risks? And what if you could verify that lower risk to your insurers to make the case for lower premiums? The result would be a lower TCR. And that’s what Holman Insurance Services can do for your fleet.
Holman Insurance Services will assess the specific risks your fleet faces to identify opportunities to reduce them. Working with ARI, you’ll be able to implement insurer-recommended services to reduce those risks. These include telematics to identify risky driving behaviors, MVR monitoring to identify high-risk drivers, and training programs to improve driver performance and reduce downtime.
Lowering your premiums
These services generate valuable information, like maintenance data on the condition of your vehicles, and telematics data on driver performance. Holman Insurance Services will analyze and consolidate that data to identify trends and document your risk reductions. We’ll then present that data to your insurer and help make the case for lowering your premiums.
You'll have an advocate
In addition to lowering and verifying your risks, Holman Insurance Services will evaluate the scope of your coverage to ensure it’s right for your business. We will also review, optimize and manage claims; leverage our vendor network to minimize repair costs, negotiate subrogation to minimize losses, and maximize insurance savings through our insurance carrier partners.
Calculate your savings
Use Holman Insurance Services’ new calculator below to see how much hard dollar savings you may realize by leveraging your driver safety and training programs.